Because Flagstar only operates in three states, it’s best suited for residents of Michigan, Indiana and Georgia. An HSA account can be a valuable tool toward that effort. Personal; Business; Commercial; Home; Banking. Flagstar Bank, in business for more than 25 years, offers online and mobile banking in addition to an array of financial services. An agent is standing by to help with your questions. Flagstar Bank New Account Promotions - Best Coupon Codes. Flagstar Bank is the biggest publicly traded savings bank in Michigan with assets of well over $16 billion, according to data from 2016. INFORMATION TO NOTE: Determination of rate — At our discretion, we may change the interest rate on your account. Funds currently deposited in accounts at Flagstar Bank are not eligible for the promotional interest rate. Offer subject to change or cancellation at any time without notice. (3 months ago) Flagstar, the largest publicly held savings bank in the Midwest, offers a variety of flexible personal checking accounts featuring competitive interest rates, free online banking and bill-pay, as well as other benefits. This rate is listed at Flagstar’s SuperSmart promo page as of 5/21/2013. Enjoy all the basic conveniences and the ability to earn interest if you save $10,000 or less. Our products are designed to work with you right where you are in life. Plus, you can rest assured that your business’s deposits are backed by the security of FDIC insurance. Why Flagstar Bank’s SimplySavings Ranks No. By federal regulation, not more than six preauthorized, automatic, online or telephone transfers or withdrawals or check or debit (also known as point of sale [POS]) withdrawals are permitted per calendar month. The Foundation Savings Plus Account is designed for savers with $10,000 or more. Please see the complete, Vision, Guiding Principles, and STAR Values, Corporate Responsibility Community Report, Flagstar Mortgage Tech Accelerator Program. Chase has a great selection of sign-up bonuses in … See the below pages to get started with some of the best offers: • Chase Bank Offers. The other two accounts have higher rates for higher balances. With an adjustable-rate mortgage (ARM), your 5/1 loan will have an initial fixed-rate period of 60 months and your 7/1 loan will have an initial fixed-rate period of 84 months. Are savings accounts from Flagstar Bank federally insured? This charge may be waived if the account is linked to any Flagstar Bank personal checking account. Flagstar Bank Savings Account. Save for healthcare costs with this tax-advantaged solution. Flagstar Bank's 1.15% savings rate is guaranteed on balances up to and including $250,000. The rate is only available for Michigan residents. Warning: you have JavaScript turned off in your web browser. The rate is good for balances of up to $10 million. Choose the savings account that works best for you. Determination of rate — At our discretion, we may change the interest rate on your account. Rate information — Your interest rate and annual percentage yield may change. Please see the complete Disclosure Guide for additional details. Our bankers are here to provide superior customer service—whether at a branch, online, or over the phone. Flagstar’s High-Yield Savings is a bare-bones high-yield savings account that offers a wee bit of interest and currently starts at 0.02%. Flagstar Bank is offering a savings account promotion with a 1.25% APY guaranteed for 4 months. Please see the complete Disclosure Guide for additional details. If you’ve been paid a cash bonus previously, you are ineligible to receive this offer. Savings rates may vary based on your location. Flagstar Bank's 1.15% savings rate is guaranteed on balances up to and including $250,000. Flagstar is a … Funds currently deposited in accounts at Flagstar Bank are not eligible for the promotional interest rate. Best Products. A maintenance service charge of $15 will be imposed every month if the average daily collected balance in the account falls below $10,000. Our bankers are here to provide superior customer service—whether at a branch, online, or over the phone. COVID-19; Financial Resource Center; Financial Calculators; Mortgage Information Center; We’re here for you. Other Bank Offers You May Like The Best Bank Offers are updated here. Certain restrictions may apply. Educate yourself about one of the biggest financial decisions you’ll make in life. Transaction Limitations — An unlimited number of deposits or withdrawals are permitted in person, by mail or ATM to the extent that these services are available with your account. Not available for business or public units. This savings account offers a low monthly maintenance fee and a promotion rate for new money only, which Flagstar Bank defines as money currently not on deposit with the bank. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. This is the one to choose if you'd like to teach your child the value of money, as well as the importance of saving for the future. If you go over these limits, we may either charge your account, close your account, or end your right to withdraw or transfer money from your account by telephone or online transfer, check, debit card, automatic withdrawal or transfers, and preauthorized withdrawal. Available for eligible personal and business checking and savings account customers only. Flagstar Bank Savings Account. FREE ACCESS TO A NETWORK OF OVER 56,000 ALLPOINT AND PRESTO ATMS WORLDWIDE. Here are a few reasons why Flagstar Bank made the list of the 10 Best Savings Accounts of 2015. 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